When dealing with a bank you are only negotiating with one lender, and only for their limited lineup of products. UMA Finance deals with many lenders at a time, providing customers with a much wider selection of financing options from competing lenders in the market. Not every home, homeowner, or real estate transaction is the same, and each lender has a different appetite for various types of mortgage loan business. That's why consumers, realtors and builders rely on UMA Finance to shop the lender market and coordinate the best financing alternatives for their valuable home buying customers.

We complete millions of dollars in mortgage loan financing each year with the many different financial institutions. Consequently we enjoy special status and receive volume benefits, such as lower interest rates and faster approvals. These benefits are passed on to you.

UMA Finance Fees

On standard, qualified applications there is never a fee charged to arrange a mortgage through UMA Finance In difficult situations where clients don't meet standard mortgage approval guidelines there may be a fee charged, however our commitment is to quote up front, so that you can decide before we proceed.

Message From The President:

As the President of UMA Finance, I would like share with you our company's customer service commitment:

• To insure reliable, professional and timely mortgage advice to all our clients.
• To be accessible to you.
• We are staffed to handle your personal calls and inquires.
• Provide unparalleled service, so our clients have the trust and confidence to continually refer friends and family members.

Debt Consolidation Through Home Refinance

You may be able to use the current equity in your home to consolidate debt and simplify your life by lowering your total monthly payments. Contact us to learn more…

Renewing an Existing Mortgage

You may be able to renegotiate a more favourable rate and terms when your existing mortgage comes up for renewal. Don’t sign that renewal form before you talk to us.

Purchasing Real Estate

Take full advantage of our generation’s best mortgage market when you purchase a home or investment property.

UMA Finance mortgage brokers have access to the latest information from a multitude of mortgage lending institutions and the negotiating power of Canada’s most influential mortgage brokerage network. Let us help you with your purchase.

Pre-approved Financing

Know exactly how much home you can afford before you begin house shopping. Pre-approved mortgage financing saves you time and gives you real negotiating power when it comes time to write an offer.

Get approved today.